Frequently Asked Questions

You can request a financial consultation by completing the consultation form on our Contact page, calling us directly at +91 6000346483, sending an email to contact@shriradheassociate.com, or messaging us on WhatsApp. Our team will contact you to arrange a suitable time for your consultation.

To make the most of your consultation, it can be helpful to have a general understanding of your current financial situation, a clear idea of your financial goals (both short-term and long-term), an understanding of any existing savings, investments or financial commitments, and your approximate timeframe for achieving your financial goals. You do not need to prepare formal financial documents for an initial consultation — a general understanding of your situation is sufficient to start the conversation.

Financial planning provides a structured approach to managing your finances and working toward your financial goals. Without a plan, financial decisions can be made reactively rather than strategically, potentially leading to missed opportunities or financial difficulties. A well-structured financial plan helps you understand your current financial position, define your goals clearly, develop a structured approach to achieving them, and review progress regularly. Financial planning is relevant to individuals at all stages of life and all income levels.

Before making any investment decision, key factors to consider include: your specific financial goals and what you are trying to achieve; your investment time horizon (how long you can commit funds); your understanding and tolerance of financial risk; your current financial position and obligations; the liquidity of the investment (how accessible your funds would be); and the general economic and financial environment. A financial consultation can help you understand these factors as they apply to your individual circumstances.

Yes. All financial and investment decisions involve applicable risks. The value of investments can go down as well as up, and there is no guarantee that you will receive back the amount you originally invested. The level and nature of risk varies depending on the type of financial approach, time horizon and other factors. Understanding risk is a fundamental part of financial planning and an important consideration in any financial decision. We help clients develop a clear understanding of financial risk as part of our planning conversations.

Financial goals should be reviewed regularly — at a minimum, annually. However, a review should also be triggered by significant life events such as a change in income, family circumstances, career changes, approaching retirement or any other major financial change. Regular reviews ensure that your financial plan remains aligned with your current situation and evolving goals. Life circumstances change, and your financial plan should adapt accordingly.

Yes, absolutely. Discussing long-term financial goals is one of the core purposes of a financial consultation with SHRI RADHE ASSOCIATES. Long-term financial planning — covering areas such as retirement, wealth building, education funding and future financial security — is a central focus of our services. We encourage clients to think about their long-term financial aspirations as well as their immediate financial needs.

No. M/S SHRI RADHE ASSOCIATES does not guarantee any investment returns, financial outcomes or financial results. All financial and investment decisions involve applicable risks, and no guarantee of investment performance, returns or outcomes can or should be implied. Our role is to provide structured financial planning guidance and to help clients understand financial options and considerations relevant to their goals and circumstances. Clients should carefully evaluate their individual circumstances and the applicable risks before making any financial or investment decision.